
Tax Enquiry Protection for Locums
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Safeguarding Locum GPs from Tax Scrutiny
Locum GPs, with the increased HMRC focus on your work, particularly regarding off-payroll rules, contractor loan schemes, and VAT, it’s crucial to have robust tax enquiry protection in place.
Navigating HMRC Investigations for Locums
If faced with a tax enquiry, our experienced team at Nichols Medical Accountants ensures that your case is managed effectively, minimising potential financial and administrative burdens.
Here are some of the areas that we can help Locum GPs
- Locum Payroll
- Accounting and Tax for Locums
- Tax Expenses and Claims
- NHS Pension Review Scheme
- Tax Enquiry Protection
The Advantages of Tax Enquiry Insurance for Locums
While being tax-compliant, unexpected HMRC enquiries can occur. Our tax enquiry protection service for locums is designed to cover professional fees and provide comprehensive support throughout the investigation process.
- Coverage for professional fees during tax enquiries.
- Expert management of your case from start to finish.
- Assurance of the best possible outcome for locum GPs.


Comprehensive Support for Locum GPs
Our insurance service for locums offers peace of mind. Should HMRC initiate an enquiry, we’ll allocate the necessary resources to defend and resolve your case, aiming for a favourable resolution.
Looking for an answer to a question?
Frequently Asked Questions
We understand that you might have lots of questions when looking for an accountant. For this reason, we have compiled a list of frequently asked questions for you, which we hope will be helpful. However, if you have any further questions, please contact us.
HMRC targets locum work as a high-risk area, focusing on compliance with off-payroll working rules and IR35. The use of ‘Contractor Loan’ schemes and the careful scrutiny of business expense claims post-‘Samadian’ case have put locums under HMRC’s radar, including assessments for VAT.
Locum GPs are advised to secure tax enquiry protection insurance. This coverage is designed to handle professional fees incurred during tax investigations, ensuring that even if no extra tax is owed, the burden of the investigation process is mitigated.
Yes, even if all taxes are paid correctly, the administrative cost of dealing with a tax investigation can be substantial. Tax enquiry protection insurance covers these costs, relieving the stress and workload of responding to HMRC’s inquiries.
For an annual premium, the insurance allows Nichols Medical Accountants to represent locum GPs during tax investigations, dedicating the necessary time to achieve the most favourable result without additional financial stress.
The primary benefit is financial security. It ensures that locum GPs have expert support without the concern of escalating costs during an investigation. It’s a proactive measure to protect against the uncertainty of HMRC reviews.
“They show a high level of integrity and I value that”
Khalid Ismail, General Practitioner of over 30 years and Senior Partner of South Lewisham Group Practice in South East London explains what he values the most from working with our Nichols & Co team and how we support their medical practice.
Get in touch
Contact us for specialist medical accountancy services for Locums
If you’re looking to plan your finances for the future or trying to find an answer to a problem then get in touch today.
Telephone: 020 8850 3300
We’re open from 9am to 5pm Monday to Friday. We are closed on bank holidays.
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